"I have a Help to Buy ISA of over £4,000, but the Lifetime ISA looks better, what do I do now?"

There are so many things to consider when buying your first home. Saving your deposit is likely to be your main concern but there are other fees and charges that you should be aware of so that you can build them into your overall budget.

Now is a good time to be looking for your first home. First-time buyers have been helped by the recent stamp duty tax breaks and savings schemes like the Lifetime ISA.

Buying your first home is exciting. But saving the deposit for your first home may seem more like a far off dream. Could a Lifetime ISA help you realise your dream more quickly? 

Here we explain what you need to know in order for you to take advantage of your options.

Saving for a first home can be a challenge for anyone - even couples with an above-average income.

It’s now harder than ever for police officers, staff and their families to get onto the property ladder in London, with house prices at an all-time high and continuing to rise, and risk-averse mortgage companies cautious about lending to anyone who doesn’t have a sizeable deposit.