It's normal for us to want the best for future generations and those we're close to. Often that involves thinking about what we would say to our younger selves and offering a few words of wisdom.
Good, stable well-paid jobs can be very hard to come by, even for university graduates – and competition is fierce. Then there’s buying a home – each year more and more young adults are giving up on what was once a reasonably straight-forward decision.
Teaching your kids about finance early can be a great way to set them up to be sensible spenders in adulthood.
If like many parents and grandparents you are considering how you can help cover the cost of university we have put together some top tips to help you start planning and saving.